We introduce you to an FCA-authorised life insurance adviser who can explain your options
We act as an introducer only, connecting you with UK based, FCA-authorised life insurance advisers who can explain how life insurance works.
Life insurance is a type of insurance policy that may pay out a lump sum if you die during the policy term.
Some policies may also pay out if you’re diagnosed with a terminal illness, depending on the terms of the policy.
Critical illness cover is a type of insurance policy that may pay out a lump sum if you are diagnosed with a specified medical condition covered by the policy, subject to its terms and definitions.
Policies list the illnesses they cover and the criteria that must be met for a claim to be valid. Definitions and coverage vary between providers.
Income protection insurance is a type of policy that may pay a regular monthly income if you are unable to work due to illness or injury, subject to the terms and conditions of the policy.
The purpose of the policy is to provide an income replacement while you are unable to work.
Each year in the UK, an estimated 26,900 parents die leaving dependent children — roughly one family every 20 minutes. This means more than 46,000 children are newly bereaved of a parent every year, and around one child in every average classroom has experienced the loss of a parent or sibling.
Many people choose to look into life insurance as part of their wider financial planning, as it can help provide financial support for loved ones in the event of death.
I’m Protected is an introducer-only service. We do not provide advice or arrange insurance. Our role is to help you understand your options and, if you wish, introduce you to FCA-authorised firms who can provide regulated advice and help you decide whether life insurance is right for you.
We believe that access to clear information and regulated support can make difficult times a little easier to navigate.
I’m Protected, is an introducer service that connects people in the UK with FCA-authorised insurance advisers.
Our role is limited to making introductions. Any advice, recommendations, or insurance services are provided entirely by the adviser:

Complete the short form to request a call from a regulated adviser.

An FCA-authorised insurance adviser will contact you directly.

We are I’m Protected, an introducer service that connects people in the UK with FCA-authorised insurance advisers.
Our role is limited to making introductions. Any advice, recommendations, or insurance services are provided entirely by the adviser.
Request a call with an FCA-authorised adviser to discuss life insurance, income protection, or critical illness cover.
Simply provide your contact information and we’ll connect you to an expert adviser.
Step 1 – Complete the short form to request a call from a regulated adviser.
Step 2 – An FCA-authorised insurance adviser will contact you directly.
Step 3 – The adviser will discuss your situation and explain your options.
There is no obligation to proceed.
An FCA-authorised insurance adviser can:
All advice and recommendations are provided solely by the adviser, not by I’m Protected.
To get started, click the “Request a Call” button and complete a short form.
We’ll use this information to introduce you to an FCA-authorised insurance adviser who can offer regulated advice, answer your questions, and provide quotes if appropriate.
We don’t give advice or arrange policies ourselves — our role is simply to connect you with the right regulated support.
Life insurance is designed to pay out a lump sum if the person insured dies during the policy term. The money is paid to the beneficiaries named in the policy.
There are different types of life insurance and options available. A regulated adviser can explain how these work, what may be available to you, and whether life insurance is suitable for your circumstances.
Critical illness cover is a type of insurance that may pay out a lump sum if the policyholder is diagnosed with a specified illness and meets the policy definition during the policy term.
Cover, conditions, and eligibility vary between providers. A regulated adviser can explain how critical illness cover works and whether it’s appropriate for you.
Income protection is a type of insurance designed to provide a regular income if you’re unable to work due to illness or injury.
If a valid claim is accepted, the policy may pay a monthly amount for a set period or until you’re able to return to work, depending on the terms of the policy.
Income protection policies typically pay out after a chosen waiting period if you’re unable to work due to a covered illness or injury. The amount paid is usually a percentage of your income, rather than a fixed lump sum, and can be established on either a level basis, where the benefit amount would stay the same, or on an increase (linked to inflation) basis.
Policy features, definitions, and eligibility vary between providers. A regulated adviser can explain how different options work and what may be available based on your circumstances.
No, we only offer an introduction, we do not:
✖ Give life insurance advice
✖ Recommend policies or providers
✖ Compare quotes or prices
✖ Arrange or sell insurance
There’s a common perception that life insurance doesn’t pay out, but industry data suggests otherwise. According to the Association of British Insurers (ABI), the vast majority of life insurance claims are paid each year.
Claims can be affected by factors such as inaccurate or incomplete information provided during the application process. A regulated adviser can explain how policies work, what insurers expect, and answer any concerns you may have.
Some people prefer an entirely online experience, while others value speaking to a real person — especially when discussing long-term financial protection.
Because life insurance applications can involve health and lifestyle information, many insurers offer support from trained advisers to ensure details are completed accurately. If you choose to proceed, you’ll be introduced to an FCA-authorised firm who can guide you through the process.
Calls may be recorded by the authorised firm for training and monitoring purposes.
We may receive a referral fee or commission from the adviser if you proceed with a policy following our introduction. This does not affect the price you pay. Our introduction service is free to use.
For every successful introduction we make, we donate £1 to Cancer Research UK.
It doesn’t matter whether you go on to take out a policy or not — if we successfully introduce you to an FCA-authorised adviser, we’ll make the donation.
It’s our way of giving back, supporting vital research, and doing something positive with every introduction we make.
Because helping people should go hand in hand with helping a bigger cause.